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Assurances et P​at​rim​oines des Monts d'Azur...

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Crédit immobilier : les taux sont bien repartis à la baisse cet été

Publié le 7 septembre 2020 à 8:25


Après un rebond post confinement, l'Observatoire du Crédit Logement a observé un nouveau fléchissement des taux des crédits immobiliers en juillet et août.

C'est une bonne nouvelle pour cette rentrée !

D'après le dernier Observatoire Crédit Logement/CSA, le taux moyen des crédits immobiliers a légèrement baissé en août en France, faisant suite une remontée au début de la crise sanitaire. Dans le détail, les taux des crédits immobiliers se sont en moyenne établis à 1,24% toutes durées confondue sur le mois d'août. Il s'agit d'un léger recul par rapport à juillet, qui avait déjà marqué un déclin.

 

>> Notre service - Faites des économies avec notre diagnostic d'Assurances de Prêt Immobilier

 

Durant l'été, les banques ont à nouveau rendu leurs barèmes plus avantageux "afin de soutenir la demande de crédits immobiliers, sur des marchés toujours à la peine, en dépit du rebond constaté avec la sortie du confinement", explique l'observatoire. Le mois d'août a également enregistré des conditions de crédits moins strictes au niveau de la durée moyenne. Celle-ci s'était nettement raccourcie le mois précédent, semblant témoigner d'une attitude moins ouverte des banques. Mais cette évolution n'aura été que ponctuelle. En août, la durée moyenne s'est à nouveau allongée de six mois à 230 mois - un peu plus de 19 ans -, retrouvant un niveau proche de ses records.

 

>> Notre service - Trouvez le crédit immobilier le moins cher grâce à nos offres de courtage AVICAP

Catégories : FINANCE et CREDIT

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